News

When a negligent driver in New Jersey causes an accident but has no insurance or too little insurance, your own auto policy may be the only source of compensation. Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage are designed to protect you in these situations. Many drivers don’t realize how important these coverages are until they need them. This article explains how UM/UIM works under New Jersey law, the evidence needed to support a claim, and common pitfalls.